body, p, td, th, div, blockquote, dl, ul, ol   { color: #000000; font-size: 13px; font-family: verdana, sans-serif; }

h1 { color: #000000; font-size: 20px; font-family: verdana, sans-serif; margin-bottom: 0px; padding-bottom: 0px; }
h2 { color: #000000; font-size: 18px; font-family: verdana, sans-serif; }
h3 { color: #000000; font-size: 16px; font-family: verdana, sans-serif; }
h4 { color: #000000; font-size: 14px; font-family: verdana, sans-serif; margin-bottom: 0px; padding-bottom: 0px; }
h5 { color: #000000; font-size: 14px; font-family: verdana, sans-serif; font-style: italic; }

a:link, a:visited, a:active { color: #000000; text-decoration: none; }
a:hover { color: #061770; }

.pad5 { padding: 5px; }
.pad10 { padding: 10px; }

p.footer, a.footer:link, a.footer:active, a.footer:visited { font-family: verdana, sans-serif; color: #000000; font-size: 9px; text-decoration: none; }
a.footer:hover { font-family: verdana, sans-serif; color: #000000; font-size: 9px; text-decoration: none; }

.small  { font-size: 10px }
.medium  { font-size: 11px }

p.nav { font-family: verdana, sans-serif; font-weight: bold; color: #000000; font-size: 13px; }
a.nav:link, a.nav:active, a.nav:visited { font-family: verdana, sans-serif; font-weight: bold; color: #000000; font-size: 13px; text-decoration: none; }
a.nav:hover { font-family: verdana, sans-serif; font-weight: bold; color: #000000; font-size: 13px; text-decoration: none; }